JPMorgan is confronting unexpected costs from employee AI usage, with some staff spending more on AI tokens than their annual salaries. The bank encouraged workers to integrate AI into daily tasks, but rising token expenses — especially in the markets division — are prompting internal scrutiny. While there’s no companywide effort to limit access, leaders are monitoring usage closely. The situation mirrors past debates over expensive financial modeling tools, raising questions about whether AI access should be restricted to specialized teams. No formal caps are in place yet, but the bank is weighing long-term sustainability.